The Best Banana Chocolate Chip Pancakes Recipe (Easy & Fluffy!)

Who can resist a warm stack of banana chocolate chip pancakes? These pancakes are light, fluffy, and packed with the perfect balance of natural sweetness from bananas and gooey chocolate chips. Whether you’re making breakfast for your family, treating yourself to a weekend indulgence, or looking for a healthier alternative to traditional pancakes, this recipe has you covered.

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Looking for an even simpler version? We’ll also cover a banana chocolate chip pancakes 3 ingredient recipe that’s quick, easy, and perfect for busy mornings. With just bananas, eggs, and flour, you can make a fast, protein-rich breakfast without any added sugar.

In this article, we’ll walk you through:

• How to make the fluffiest banana chocolate chip pancakes
• A simple banana chocolate chip pancakes 3 ingredient recipe
• Common mistakes (like mushy pancakes) and how to fix them
• Pro tips for preventing chocolate chips from burning
• Variations and healthy swaps for gluten-free, vegan, and protein-packed pancakes

If you love trying new recipes, check out this simple and delicious Goumi Berry Pie Recipe for a fruity dessert to pair with your pancakes.

Let’s get cooking.

Why You’ll Love These Banana Chocolate Chip Pancakes

The Perfect Combination of Flavors and Texture

The magic of banana chocolate chip pancakes lies in their irresistible flavor and texture:

• Sweet and creamy – The bananas bring a natural sweetness and a creamy consistency.
• Rich and indulgent – Melty chocolate chips add just the right touch of decadence.
• Light and fluffy – A good pancake should be soft yet thick, and this recipe delivers.

Are Banana Chocolate Chip Pancakes Healthier Than Regular Pancakes?

Yes. Bananas naturally sweeten the pancakes, reducing the need for added sugar. Plus, they bring extra fiber, potassium, and antioxidants. Compared to traditional pancakes, these offer:

• More fiber – Supports digestion and keeps you full longer.
• Less refined sugar – Bananas replace a good amount of added sugar.
• Customizable ingredients – You can make them gluten-free, dairy-free, or protein-packed.

When to Enjoy These Pancakes?

These pancakes are versatile and perfect for any occasion:

• Quick weekday breakfast – Make the batter ahead of time for busy mornings.
• Weekend brunch – Impress your family or guests with this homemade treat.
• Post-workout meal – Add protein powder or Greek yogurt for extra protein.
• Dessert alternative – Serve with a scoop of ice cream for a healthier sweet treat.

Up next, let’s gather the best ingredients to make these pancakes perfect every time.

Ingredients for the Best Banana Chocolate Chip Pancakes

Main Ingredients You’ll Need

To make the fluffiest banana chocolate chip pancakes, you’ll need:

• Ripe bananas – The riper they are, the sweeter and softer your pancakes will be.
• Flour – All-purpose, whole wheat, or a gluten-free alternative.
• Baking powder – Helps the pancakes rise and stay fluffy.
• Milk – Dairy or non-dairy options like almond, oat, or coconut milk.
• Eggs – Add structure and moisture; substitute with flax eggs for a vegan version.
• Chocolate chips – Use semi-sweet, dark, or dairy-free chocolate chips.

Optional Additions for Extra Flavor

• Cinnamon and nutmeg – Adds warmth and depth to the flavor.
• Vanilla extract – Enhances the sweetness and aroma.
• Greek yogurt – Boosts protein content and makes the pancakes extra moist.

Ingredient Swaps for Dietary Needs

• Vegan version – Replace eggs with flax eggs and use plant-based milk.
• Gluten-free option – Swap all-purpose flour for almond flour or oat flour.
• Sugar-free version – Use sugar-free chocolate chips or leave them out.

With these simple ingredients, you’re ready to move on to the next step.

How to Make Banana Chocolate Chip Pancakes (Step-by-Step Guide)

Now that you have your ingredients ready, let’s walk through the step-by-step process to make light, fluffy, and perfectly golden banana chocolate chip pancakes.

Step 1: Mash the Bananas

• Peel and place two ripe bananas in a bowl.
• Use a fork or potato masher to mash them until smooth with minimal lumps.
• The smoother the bananas, the better the batter consistency.

Step 2: Mix the Dry Ingredients

• In a large mixing bowl, whisk together:
  • 1 and ½ cups flour
  • 1 tablespoon baking powder
  • ¼ teaspoon salt
• Stir well to evenly distribute the baking powder for consistent fluffiness.

Step 3: Prepare the Wet Ingredients

• In a separate bowl, whisk together:
  • 1 cup milk (dairy or non-dairy)
  • 1 egg (or flax egg for a vegan option)
  • 1 teaspoon vanilla extract
• Add the mashed bananas and stir until fully combined.

Step 4: Combine Wet and Dry Ingredients

• Make a well in the center of the dry ingredients.
• Slowly pour in the wet mixture while gently stirring.
• Mix just until combined—do not overmix. A few small lumps are fine.

Step 5: Fold in Chocolate Chips

• Gently fold ½ cup of chocolate chips into the batter.
• Tip: Lightly coat the chocolate chips in flour before adding them—this prevents them from sinking to the bottom.

Step 6: Cook the Pancakes

• Heat a non-stick pan or griddle over medium-low heat.
• Lightly grease the pan with butter or oil.
• Pour ¼ cup of batter per pancake onto the pan.
• Cook until bubbles form on the surface (about 2 minutes).
• Flip and cook for another 1 to 2 minutes until golden brown.

Step 7: Serve and Enjoy

• Stack the pancakes on a plate.
• Top with extra banana slices, chocolate chips, and maple syrup.
• Serve immediately for the best texture and taste.

Common Banana Pancake Mistakes and How to Fix Them

Even with a great recipe, things can go wrong when making pancakes. Here are some common banana pancake mistakes and simple ways to fix them.

1. Why Are My Banana Pancakes Mushy?

Possible Causes:

• Too much banana – Excess moisture can make pancakes dense and soggy.
• Undercooking – If the heat is too high, the outside cooks too fast while the inside stays raw.
• Overmixing the batter – This leads to tough, gummy pancakes instead of light, fluffy ones.

Fix It:

• Use exactly two medium bananas (about 1 cup mashed).
• Cook pancakes on medium-low heat to allow even cooking.
• Stir the batter gently and stop mixing when the ingredients are just combined.

2. Why Are My Pancakes Flat Instead of Fluffy?

Possible Causes:

• Expired baking powder – Old baking powder won’t make the pancakes rise.
• Overmixing – This reduces the air in the batter, making pancakes dense.
• Too much liquid – A runny batter will spread too much and cook flat.

Fix It:

• Always check the expiration date on your baking powder.
• Mix the batter just until the flour disappears—don’t overmix.
• If the batter is too thin, add 1 to 2 tablespoons of flour to thicken it.

3. How to Prevent Chocolate Chips from Burning?

Possible Causes:

• Cooking on high heat burns the chocolate before the pancakes are done.
• Sprinkling chocolate chips on top instead of folding them into the batter.

Fix It:

• Cook on medium-low heat to prevent scorching.
• Always fold chocolate chips into the batter instead of placing them on top.
• Use mini chocolate chips—they melt faster and distribute better.

4. Why Are My Pancakes Sticking to the Pan?

Possible Causes:

• The pan is not greased enough.
• The heat is too high, causing the batter to stick before it sets.
• Using a worn-out pan with scratches or no non-stick coating.

Fix It:

• Lightly grease the pan with butter or cooking spray before each batch.
• Keep the heat at medium-low for even cooking.
• If your pan is old or damaged, consider using a non-stick griddle.

Are Banana Pancakes Healthier Than Regular Pancakes?

Many people wonder whether banana chocolate chip pancakes are a better choice than traditional pancakes. The answer depends on the ingredients you use, but in most cases, banana pancakes offer more nutrients, fiber, and natural sweetness while reducing refined sugars.

1. Nutritional Benefits of Bananas

Bananas are not only delicious but also packed with nutrients that offer health benefits. Here’s what makes them a great addition to pancakes:

• Natural Sweetness – Bananas add a mild, natural sweetness, reducing the need for added sugar.
• Rich in Fiber – Helps with digestion and keeps you full longer.
• High in Potassium – Supports heart health and muscle function.
• Packed with Antioxidants – Helps fight inflammation and supports immune function.

2. Comparison: Banana Pancakes vs. Regular Pancakes

Here’s a quick breakdown of how banana pancakes compare to traditional pancakes:

Nutrient	Banana Pancakes	Regular Pancakes
Added Sugar	Low (natural from bananas)	Higher (uses refined sugar)
Fiber	High (from bananas and whole wheat flour)	Low (refined flour)
Protein	Moderate (can add eggs or protein powder)	Moderate
Calories	Slightly lower	Higher (due to sugar and butter)
Gluten-Free Option	Yes (use almond or oat flour)	Rarely
Dairy-Free Option	Yes (use almond or oat milk)	No

Banana pancakes are generally healthier because they use fewer processed ingredients, provide more fiber and nutrients, and offer customization options for different diets.

3. How to Make Banana Pancakes Even Healthier

If you want to boost the nutritional value of your banana chocolate chip pancakes, try these modifications:

• Use whole wheat flour instead of all-purpose flour for extra fiber.
• Swap regular chocolate chips for dark chocolate or cacao nibs.
• Add protein by mixing in Greek yogurt or protein powder.
• Use almond, oat, or coconut milk for a dairy-free option.

With these small changes, you can make your pancakes nutrient-dense and guilt-free while still keeping them delicious.

Creative Variations of Banana Chocolate Chip Pancakes

Banana chocolate chip pancakes are delicious on their own, but there are many ways to customize them based on your dietary needs or personal preferences. Whether you want a healthier version, a protein boost, or a dairy-free alternative, these variations will help you make the perfect pancakes for any occasion.

1. Healthy Protein-Packed Banana Chocolate Chip Pancakes

Adding protein to your pancakes can make them more filling and suitable for post-workout meals.

How to Add More Protein:

• Replace ½ cup of flour with a scoop of protein powder (vanilla or chocolate flavor works best).
• Add 2 tablespoons of Greek yogurt to the wet ingredients for extra creaminess and protein.
• Use oat flour instead of white flour for more fiber and protein.
• Swap regular chocolate chips for dark chocolate or cacao nibs to reduce sugar.

This version is perfect for those looking to stay full longer and support muscle recovery.

2. Vegan Banana Chocolate Chip Pancakes (Dairy-Free and Egg-Free)

Making these pancakes vegan is simple by replacing a few key ingredients.

Ingredient Swaps for a Vegan Version:

• Use flax eggs instead of regular eggs (1 tablespoon flaxseed + 3 tablespoons water per egg).
• Choose almond milk, oat milk, or coconut milk instead of dairy milk.
• Use dairy-free chocolate chips (many brands offer vegan options).

These pancakes turn out just as fluffy and flavorful as the traditional version.

3. Gluten-Free Banana Chocolate Chip Pancakes

If you’re avoiding gluten, try this variation using alternative flours.

Gluten-Free Flour Options:

• Oat flour – Naturally gluten-free and adds extra fiber.
• Almond flour – Gives a slightly nutty flavor and keeps the pancakes soft.
• Coconut flour – Absorbs more moisture, so use less than regular flour.

For best results, mix oat flour with almond flour to get the perfect texture.

4. Banana Nut Chocolate Chip Pancakes

For an extra crunch and nutty flavor, add chopped nuts to the batter.

Best Nuts to Add:

• Walnuts – Great for brain health and add a deep, nutty taste.
• Pecans – Slightly sweet and pair well with chocolate.
• Almonds – Give a crunchy texture and boost protein.

Mix ¼ cup of chopped nuts into the batter for a satisfying crunch.

5. Spiced Banana Chocolate Chip Pancakes

Adding warm spices can enhance the flavor of your pancakes.

Best Spices to Use:

• Cinnamon – Adds warmth and sweetness.
• Nutmeg – Provides a slightly nutty flavor.
• Pumpkin spice – Perfect for a fall-inspired twist.

Add ½ teaspoon of cinnamon and a pinch of nutmeg for a spiced version of these pancakes.

With these creative variations, you can enjoy banana chocolate chip pancakes in different ways while keeping them nutritious and flavorful.

Serving Suggestions and Toppings

Banana chocolate chip pancakes are delicious on their own, but the right toppings and pairings can take them to the next level. Whether you prefer a classic drizzle of maple syrup or want to experiment with unique flavors, here are some of the best ways to serve these pancakes.

1. Best Toppings for Banana Chocolate Chip Pancakes

Classic Sweet Toppings

• Maple syrup – A rich, natural sweetener that pairs perfectly with banana and chocolate.
• Honey – A lighter alternative to syrup with a floral sweetness.
• Whipped cream – Adds an airy texture and a touch of indulgence.

Fresh and Fruity Toppings

• Banana slices – Reinforce the banana flavor and add texture.
• Fresh berries – Blueberries, strawberries, or raspberries add a tart contrast to the sweet pancakes.
• Shredded coconut – Adds a tropical twist and light crunch.

Crunchy and Nutty Additions

• Chopped walnuts or pecans – Complement the soft texture of the pancakes.
• Granola – Provides a crispy contrast and extra fiber.

Decadent Toppings for a Dessert Version

• Chocolate drizzle – Melted chocolate or Nutella for extra indulgence.
• Caramel sauce – A buttery, rich option for those with a sweet tooth.
• Peanut butter or almond butter – A creamy, protein-packed alternative.

2. Best Drinks to Pair with Pancakes

Hot Drinks

• Coffee – A strong black coffee or cappuccino balances the sweetness.
• Hot chocolate – Pairs perfectly with the chocolate chips in the pancakes.
• Chai tea – The warm spices of chai complement the banana flavor.

Cold Drinks

• Orange juice – A refreshing citrus contrast to the pancakes.
• Milk (dairy or plant-based) – A classic breakfast pairing.
• Fruit smoothies – Blend bananas, berries, and yogurt for a nutrient-packed drink.

3. Creative Ways to Serve Banana Chocolate Chip Pancakes

• Stacked and layered – Create a pancake tower with layers of yogurt, fruit, and chocolate chips.
• Rolled up – Spread peanut butter inside and roll them up for a fun, kid-friendly option.
• Mini pancake bites – Make small pancakes and serve them as finger food with a dipping sauce.

These serving ideas and toppings will make your banana chocolate chip pancakes even more enjoyable.

FAQs About Banana Chocolate Chip Pancakes

Many people have common questions when making banana chocolate chip pancakes. Below are answers to some of the most frequently asked questions to help you get perfect pancakes every time.

How Do You Make Kylie Jenner’s Banana Pancakes?

Kylie Jenner’s banana pancake recipe is simple and uses just three ingredients:

• 1 ripe banana
• 1 egg
• ½ cup flour

How to Make Them:

1. Mash the banana in a bowl until smooth.
2. Add the egg and mix well.
3. Stir in the flour until combined.
4. Cook on a greased pan over medium heat, flipping once bubbles form.

Kylie’s version is quick and easy, but lacks baking powder, making them thinner and less fluffy than traditional pancakes.

Are Banana Pancakes Healthier Than Regular Pancakes?

Yes, banana pancakes are generally healthier than regular pancakes because they:

• Contain natural sweetness from bananas, reducing added sugar.
• Provide more fiber and potassium for digestion and heart health.
• Can be made with gluten-free or whole wheat flour for added nutrients.

However, adding too much chocolate, syrup, or butter can make them less healthy, so balance is key.

Why Are My Banana Pancakes Mushy?

Banana pancakes can turn out mushy if:

• You use too much banana (stick to about 1 cup mashed banana).
• The heat is too high, cooking the outside too fast while leaving the inside raw.
• The batter is too wet, which can be fixed by adding more flour.

Cook them on medium-low heat and let them sit for a minute after cooking to firm up.

How Do You Keep Chocolate Chips from Burning in Pancakes?

Chocolate chips can burn if they are exposed to direct heat for too long. To prevent this:

• Fold the chocolate chips into the batter instead of placing them on top.
• Use mini chocolate chips, which melt faster and distribute more evenly.
• Cook on medium-low heat to prevent scorching.

For extra protection, you can also coat the chocolate chips lightly in flour before adding them to the batter.

How to Make Banana Chocolate Chip Pancakes More Fluffy?

For extra fluffy pancakes:

• Use baking powder – It helps the pancakes rise and stay light.
• Do not overmix the batter – Overmixing removes air, making pancakes dense.
• Let the batter rest for 5 minutes before cooking – This allows the ingredients to activate.

Conclusion and Final Tips

Banana chocolate chip pancakes are a delicious, easy-to-make breakfast option that combines the natural sweetness of bananas with the indulgence of chocolate. Whether you prefer a classic version, a healthier twist, or a protein-packed alternative, this recipe is versatile and customizable for any diet.

Final Tips for Perfect Pancakes

1. Use ripe bananas – The riper they are, the sweeter and more flavorful your pancakes will be.
2. Do not overmix the batter – Stir gently to keep the pancakes light and fluffy.
3. Cook on medium-low heat – This ensures even cooking and prevents chocolate chips from burning.
4. Let the batter rest for a few minutes – This helps create fluffier pancakes.
5. Experiment with toppings – Fresh fruit, nuts, or nut butter can add extra texture and flavor.

If you’re looking for other delicious meal ideas, don’t miss these:

• Hawaiian Fried Rice – A flavorful, tropical twist on a classic dish.
• Best Big Mac Soup Recipe – A comforting, hearty soup inspired by the famous burger.

Now it’s time to grab your ingredients and start cooking. Enjoy!

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